Minnesota’s assisted living communities give older adults the opportunity to enjoy a comfortable, engaging, and maintenance-free lifestyle with support for activities of daily living, medication management, and social programming. In 2026, the average monthly cost of assisted living in Minnesota is $4,309, slightly below the national average, according to A Place for Mom’s proprietary data. Known as the “Land of 10,000 Lakes,” Minnesota shares a Lake Superior shoreline with Michigan and Wisconsin and offers abundant waterfront scenery, along with expansive plains and rolling hills. Seniors can find communities in vibrant cities like Minneapolis and St. Paul or in smaller towns such as Big Falls, each offering its own blend of arts, culture, sports pride, and rich history.
The staff is very caring and friendly. They always call you be name. I would recommend Havenwood to anyone. The building is always clean. We really enjoy all of the activities that are provided and feel like...
I recently visited a resident here and was so impressed. The building is beautiful, clean, and welcoming, and the atmosphere felt warm and inviting from the moment I walked in. It truly feels like a place...
I recently visited the memory care at Hayden Grove in St. Anthony and was very impressed. It was clean and there’s even an outdoor patio. There were a lot of activities (and music) it seemed the residents...
I recently visited the memory care at Hayden Grove in St. Anthony and was very impressed. It was clean and there’s even an outdoor patio. There were a lot of activities (and music) it seemed the residents...
The population is smart, fun, friendly, and educated. They have been through 4 chefs in as many months so who knows about the food. The apartment is small but we came from a 5 bedroom house.
The staff is terrific, the food is very good, and the building and units are the best I've seen. I would recommend the community to others!
5 stars. Given that we signed and moved my husband in quickly, they got him fairly comfortable very fast. Staff is just fantastic. Food, activities, are really excellent, room is huge, facility is just...
Wonderful facility with caring staff. The environment is clean, friendly, and supportive. My family member is happy and well cared for. Highly recommend! Overall, we’ve had a positive experience. The staff...
Seven Hills is such a welcoming and uplifting community here in St. Paul, and with so much charm!! The moment you walk through the doors, you can feel the warmth and genuine care that sets this assisted...
My dad is very comfortable and well cared for! Facility is clean, staff is caring, nurses are accessible & responsive. The dining room is lovely with a nice varied menu and alternate options always available
My husband spent two and a half years at Havenwood of Minnetonka in memory care. The sense of community is evident when you walk in the door. The level of care and, equally important, the effort to make...
The staff is amazing as well as all of the other tenants. The property is beautiful indoors and out. There is activities to participate in if you choose to almost every day, the food is terrific.
Nursing is somewhat lax. Room sizes are great ( spacious and nice). Amenities and dining are fine. No space for families to have a gathering. And, hallways and open spaces are a bit tight for wheelchairs 2...
My wife and I moved to Havenwood of Maple Grove 4 1/2 years ago. It the best move we possibly could have made. The community amenities are fantastic, the many activity programs are great! My wife has...
We have been here for 2.5 months now, and I have been here on site basically every day. Even though the place is quite expensive, I am honestly ranking them as 5/5 for every one of those questions. I've been...
The cost of assisted living in Minnesota in 2026 averages $4,309 per month or $51,708 per year, according to A Place for Mom’s proprietary data. That’s about $430 less per month than the national average. These numbers reflect the base rent at our partner communities. You can expect higher costs in communities that offer larger apartment options, more luxurious amenities, and higher levels of care services.
In Minnesota assisted living costs are comparable to those of its neighboring states. Communities in Wisconsin and Iowa tend to cost more, while those in South Dakota and North Dakota offer some savings. Throughout the state, communities in the bustling Twin Cities of Minneapolis and St. Paul cost about $400 more than the state average. The cost of assisted living in communities in St. Cloud may be as much as $1,300 lower than the state’s average cost.
Seniors who are still able to live independently can look to independent living for a savings of around $1,100 per month.
Read more:Assisted Living vs. Independent Living: What’s the Difference?
Average monthly costs
Minnesota
US National average
Average monthly costs
Average monthly costs
Average monthly costs
| Community type | Minnesota | U.S. | Cost difference |
|---|---|---|---|
| Assisted Living | $4,350/mo | $4,816/mo | 9.7% below national median |
| Memory Care | $4,150/mo | $5,094/mo | 18.5% below national median |
| Independent Living | $3,198/mo | $4,278/mo | 25.2% below national median |
Many families in Minnesota use personal funds and public assistance programs to pay for assisted living. Because costs and eligibility can vary widely, it’s best to plan early to understand which payment options apply to your loved one’s situation. The following sections outline the most common payment options available to Florida seniors. For more in-depth information, view our guide to paying for long-term care.
Most families use personal funds to cover at least some of the expenses of assisted living. Sources include, but aren’t limited to, proceeds from the sale of a house, Social Security retirement benefits, and reverse mortgages.
Read more: Does Long-Term Care Insurance Cover Assisted Living?
When it comes to paying for long-term care, Minnesota’s eligible veterans can turn to the many benefit programs offered by the U.S. Department of Veterans Affairs (VA). For help navigating the veterans benefits process, it’s a good idea to work with an accredited benefits counselor. The Minnesota Department of Veterans Affairs connects veterans and their families with benefits counseling and claims assistance. Find a local veteran services officer (VSO), call 763-682-7325, or send an email to vso@wrightcountymn.gov.
Medicaid provides health insurance to individuals who have low or limited incomes. In Minnesota, Medicaid can help families cover some assisted living costs, but it won’t cover the cost of room and board. The state’s program is called Medical Assistance (MA), and is administered by the Department of Human Services.
Medical Assistance supports home- and community-based services (HCBS), such as help with activities of daily living, medication management, respite care, and more through the state’s regular Medicaid plan and through several HCBS waiver programs.
The CFSS program is an entitlement, meaning that all eligible residents will receive services. The other programs aren’t entitlements, so availability may be limited and waitlists may apply. For help understanding or accessing Medicaid in Minnesota, contact a local Health and Human Services office, or call 800-657-3739 to speak with someone from the Minnesota Health Care Programs Member Help Desk.
Medicare is a federal health insurance program that was designed for adults aged 65 or older and younger people who have certain conditions. While Medicare can help cover the cost of medically necessary services and products for residents of assisted living communities, it won’t cover the cost of room and board.[05]
Aging Pathways is Minnesota’s State Health Insurance Assistance Program (SHIP). It works in partnership with the state’s area agencies on aging to help residents understand Medicare benefits. Call them at 800- 333-2433 or send an email to aging.pathways@state.mn.us.
In Minnesota, the Health Regulation Division within the state’s Department of Health regulates assisted living facilities. The state offers two types of assisted living licenses: one for assisted living communities that provide dementia care services and one for communities that don’t. Both types of communities provide residents with medication management and help with activities of daily living (ADLs).
Assisted living communities in Minnesota are required to be inspected before licensure, and again on an ongoing basis.[06] This and other regulations that specify minimum standards for resident care, facility operations, and staff training are designed to ensure residents receive safe, high-quality care.
Use Minnesota’s Assisted Living Report Card website, which provides information about a community’s license status, as well as family and resident satisfaction and quality of life survey data.
State regulations — and a community’s track record with inspections and licensing — offer important insights into safety and quality of care in senior living communities.
Download the Guide to Senior Living Licensure and Inspection Reports to learn what to look for in inspection reports and what questions to ask when touring communities. This resource explains how to use state licensure and inspection information to evaluate a community’s compliance, care standards, and responsiveness to issues.
A Place for Mom. (2026). A Place for Mom proprietary data.
Minnesota Department of Human Services. Medical Assistance coverage.
Minnesota Department of Human Services. Consumer directed community supports.
Minnesota Department of Human Services. Community First Services and Supports.
U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.
Minnesota Legislature. 2025 Minnesota Statutes. HEALTH. Chapter 144G. Assisted Living.
Overview of assisted living in MN
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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